Upromise - learn about Upromise and saving for college

Millions of people use Upromise® to help page for college.  Now you can, too.

Welcome to Upromise.
Where your everyday spending can pay you back
with money for college.

Upromise has thousands of partners nationwide, brought together under one convenient service for college.

Every time you make an eligible purchase, our partners return a portion of that money back to you. Those earnings accumulate in your Upromise account until you decide to use it to invest in a 529 plan, help pay down eligible student loans or assist with college expenses—all tax-free!

  1. 1

    join Upromise, it's a free service.

    » Join now
  2. 2

    earn money for college with every eligible purchase from our partners.

    » See how
  3. 3

    pay for college, now or later.

    » View options

Thousands of Upromise partners make it easy to earn money for college every day.


What's the catch?

There isn't one. It's the Upromise partners that pay into this program—not our members. When you choose to make your purchase with our partners, each partner credits a portion of your eligible spending back to you in the form of college savings. It's so smart and so easy, no wonder over 10 million people have joined Upromise to date.

529 savings plans are not FDIC insured, carry no bank guarantee and may lose value

* No purchase necessary. Sweepstakes begins at 12:01 AM EDT on 7/8/10 and ends at 11:59:59 PM EDT on 8/31/10. Sweepstakes open only to Upromise members who are legal residents of the fifty (50) United States (including District of Columbia) and have reached the age of majority in their jurisdiction of residence at the time of entry. Ten (10) $10,000 Grand Prizes will be awarded. Total value of all prizes: $100,000. Odds of winning depend upon the number of eligible entries received. Void where prohibited. Subject to complete Official Rules. See Official Rules for mail-in entry option and details at www.upromise.com. Sweepstakes Sponsor: Upromise, Inc., 95 Wells Avenue, Suite 160, Newton, MA 02459.

1 2% reward is available during initial in-school and separation period only. If borrower leaves school but returns later, the reward will not be available for any subsequent in-school period. Primary borrower must be of the age of majority in his or her state of residence (typically 18 years old) and must indicate current Upromise membership or enroll in Upromise at the time of loan application. To be eligible to receive the 2% reward, the borrower may not have had two consecutive scheduled payments past due on the loan for which the benefit is available. If the borrower has two consecutive scheduled payments past due, he or she will no longer be eligible for the reward on that loan. If all conditions are met, primary borrower will earn 2% of the scheduled payment amount in Upromise rewards into his or her Upromise account for each on-time payment. The 2% reward is not earned on payment amounts in excess of the scheduled payment. Benefit is subject to the terms and conditions of the Upromise service (as may be amended from time-to-time), including without limitation, restrictions on conversion, transfer and redemption of rewards, reward denomination, including whether and under what circumstances the rewards have independent cash value, and terms relating to fees and/or the forfeiture of rewards. Benefit available on eligible loans first disbursed on or after June 1, 2010

2 To be eligible for the 10% annual match on your Upromise earnings from Upromise you must link your High-Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: (1) set up an Automatic Savings Plan with a monthly deposit of $25 or more, or (2) fund the account with $5,000 or more. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as "funded? to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in the February after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQ's to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise Accounts are not FDIC insured, carry no bank guarantee and may lose value.



join today,
it's free!

Your information is secure.

Exclusive benefits for Upromise members:

Upromise is a service of Sallie Mae, the nation's leading provider of programs to help you save, plan and pay for education. Here are a couple of ways we can help you save.

Sallie Mae Smart Option Student Loan®

2% back in Upromise earnings for making scheduled on-time loan payments while in school1


High-Yield Savings Account by Sallie Mae

10% annual match on Upromise earnings2 » Learn More